Got one on my credit report:
1) It's only reported on one credit bureau. Do they report judgements on all three credit reports (equifax, transunion, experian) (is it only a matter time before the other two get it reported to?
2) I don't know why the account was there and found out one year after it was reported! What the hell? It's not my account, I disputed it, but to no avail. Could it still be a fraud even though they have my address?
3) The court I spoke to has said they can arrest me ';any time';. Is it true, or a scare tactic?
4) I already spoke to the bank that sent me the judgment and they don't even have my social security number on file and want to know why I'm calling them. What can I do?
5) In my state, judgement stays for 6 years. When I apply for a car or mortgage loan is my life over?