If you pay the min. pmt on your credit card but not the entire amt due, does that affect your credit score?
Let's say, for instance, I have $100 due at month's end, and a $15 minimum payment. If I decided to pay off the $15 and defer the rest until next month (with interest I suppose, though I don't know for sure because I have always paid the full amount on time), would that adversely affect my credit rating?